July 2014

There are 3 blog entries for July 2014.

collegestation-300x200  
The impressive list of national accolades for College Station continues to grow.
Texas A&M today announced that Simple Dollar, an online publication that offers financial guidance, has named College Station as the sixth most affordable college town in the nation.
“It’s such a privilege to be home to a world-class university,” College Station Mayor Nancy Berry said. “Our low tax rate makes College Station highly attractive, but it’s really more than that. People are moving here for our public schools, healthcare, green spaces, new industry and, increasingly, to retire in the same place where they spent the best years of their lives — at Texas A&M.”
Here’s The Simple Dollar’s top 10 affordable college towns:
  1. Knoxville, Tenn.
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Patio adds value  
Patios are a great cost-effective way to increase your home’s living space without actually adding on. Plus you’ll recover 30% to 60% of your investment. A $2,000 patio would return around $900 at resale. 

But don’t go crazy and trick out your patio with high-end amenities, like an outdoor kitchen — especially if you’d be the only one on the block with one. When it’s time to sell, you won’t get back much — if any — of your investment on kitchens and other high-end amenities. Instead, keep it simple and functional. (And, really, how often would you use an outdoor kitchen?)

Some wise advice when planning a patio:
  • Check property for slope, sun, and shade patterns.
  • Remember ‘dig alerts’ that utilities provide free of charge.
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Home Buying has earned a bad rap in recent years: The sub-prime mortgage crisis and ensuing economic meltdown left many homeowners underwater, unable to pay their mortgage and even facing foreclosure. Homeownership rates fell throughout the recession and got down to about 65 percent, compared with almost 70 percent before the recession, according to the Census Bureau. While record low interest rates helped entice homebuyers, the bureau reports that the homeownership rate remains relatively low, at 65.2 percent in the fourth quarter of 2013.

If you're among those struggling to decide whether to buy versus rent, consider these 10 reasons to take the plunge into homeownership:

 

businesswoman holding a mini...

"Lock in a low monthly payment, and you've just taken a huge step in

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